The members of RAWLE & HENDERSON's Insurance Coverage Group are not only experienced litigators, they also have over 20 of years experience as account executives, adjusters and underwriters for several major insurance companies. This background provides the Firm with a unique insight into our clients' needs and expectations with regard to insurance coverage litigation. Prompt reporting, accurate and timely reserve recommendations and tenacious representation of our clients are our hallmarks. Furthermore, we understand the economics of the insurance industry and the importance of vigorous yet cost-effective investigation and representation.

We have successfully litigated declaratory judgment actions, breach of contract claims and bad faith suits for insurers in New York, New Jersey and Pennsylvania and have obtained summary judgments, jury verdicts and appellate decisions in favor of our clients at all levels of the judicial system. Our attorneys have substantial experience in a wide variety of insurance coverages and regularly provide opinions on the ramifications of commercial motor vehicle, environmental, commercial property, toxic tort, construction, commercial general liability, directors and officers liability, and marine and inland marine exposures.

Property & Liability Insurance

RAWLE & HENDERSON has been and remains committed to providing their insurance company clients with the best representation from a team of attorneys who understand and are responsive to their clients. The Insurance Coverage Group includes senior attorneys who know what the client wants and how to deliver it in an efficient, economical and effective manner. We believe we are able to maintain our high standards and good relationship with our clients because we understand their business and speak their language.

Our practice covers all types of policies and coverages, including business package policies, commercial property policies, business interruption coverage, comprehensive general liability policies, directors and officers liability policies, automobile coverages, homeowners property and liability coverages, marine, inland marine exposures and reinsurance. We offer a broad range of services in these areas from case management to cost sharing agreements to representation in declaratory judgment actions. We are able to provide opinions on the coverage ramifications of the major types of claims currently dominating litigation in the United States including environmental pollution issues, toxic tort claims, commercial and homeowner property damage claims, claims arising from comprehensive general liability and broad form coverages, directors and officers liabilities, and extra contractual claims. In addition, we provide the litigation experience that is often needed in this area of practice. This experience coupled with a commitment to quality representation permits us to offer our clients innovative and effective representation.

Representative Cases

The Insurance Coverage Group at Rawle & Henderson LLP has handled numerous complex insurance cases for its insurance carrier clients. Rawle & Henderson LLP attorneys have successfully litigated many aspects of insurance coverage under the following types of policies/coverage forms:

  •     Comprehensive General Liability Coverage
  •     Commercial Property Coverage
  •     Professional Liability Coverage
  •     Aviation/Aircraft/Airport/Hangarkeeper's Liability Coverage
  •     Automobile/Trucking Liability Coverage
  •     Pollution/Environmental Liability Coverage
  •     Liquor Liability Coverage
  •     Garage/Garagekeeper's Liability Coverage
  •     Directors' & Officers' Liability Coverage
  •     Excess/Umbrella Policies
  •     Life Insurance Policies
  •     Accidental Death and Dismemberment Policies
  •     Short-Term and Long-Term Disability Policies
  •     Healthcare Policies

Publications

Rawle’s Reports, Volume 16, Number 6

PENNSYLVANIA/ NEW JERSEY: INSURANCE COVERAGE - FAULTY WORKMANSHIP. by James R. Callan. Commercial general liability policies characteristically include exclusions for liability arising out of the insured contractor’s faulty workmanship. The common exclusions for damage to “your work” or “your product” are generally referred to as business risk exclusions.

  RRV16N6.pdf

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